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Health insurance

in South Florida

Immigrating to the United States can be a daunting task, but it’s important to remember that planning ahead is essential. One of the most important things you can do to prepare for your move is to get the right health insurance coverage.

Health insurance can protect you and your family from unexpected medical expenses, such as doctor’s visits, hospital stays, and prescription drugs. It can also help you get the care you need, when you need it, without having to worry about the cost.

Papaito Insurance Services is a leading provider of health insurance for immigrants in South Florida. We can help you find the right plan for your needs and budget. We offer a variety of plans to choose from.

Health Insurance

Health maintenance organizations (HMO)

Typically require you to see doctors and other providers within their network. You may have to pay a copay or coinsurance for each visit, but your insurance will cover most of the cost. Papaito Insurance Services offers a variety of HMO plans to choose from, including individual, family, and group plans.

Preferred provider organizations (PPO)

give you more flexibility to see doctors and other providers outside of their network, but you may have to pay higher copays or coinsurance. Papaito Insurance Services also offers a variety of PPO plans to choose from.

Point-of-service (POS)

plans combine features of HMOs and PPOs. You can see doctors within the network without a copay or coinsurance, but you may have to pay more if you see providers outside of the network. Papaito Insurance Services offers a few POS plans as well.

High-deductible health plans (HDHP)

have lower premiums than other types of plans, but you have to pay a higher deductible before your insurance starts to pay for your medical expenses. You may also be able to contribute to a health savings account (HSA) with an HDHP, which can help you save money on medical expenses. Papaito Insurance Services offers a few HDHP plans to choose from.

Catastrophic plans

Catastrophic plans are designed for people who are young and healthy. They have very high deductibles and copays, but they can help you avoid financial ruin if you have a major medical emergency. Papaito Insurance Services does not offer catastrophic health insurance plans.

Point-of-service (POS)

plans combine features of HMOs and PPOs. You can see doctors within the network without a copay or coinsurance, but you may have to pay more if you see providers outside of the network. Papaito Insurance Services offers a few POS plans as well.

Contact us for more information

Why Us?

We are a trusted insurance agency

We have been in business for over 20 years and have a proven track record of helping immigrants find the right health insurance plan.

We are licensed in all 50 states

We are licensed in all 50 states, so we can help you find a plan that is right for you, no matter where you live.

We offer a wide variety of plans

We offer a wide variety of plans to choose from, so you can find the one that best meets your needs and budget.